# Loans and investments: receipt and repayment

URL: https://bimpsoft.com/en/help/finance/loans-and-investments/
Updated: 2026-11-06

> Loans and investments are recorded with documents of the "Finance → Financing" section: "Loan receipt" and "Loan repayment", "Investment receipt" and "Investment return". The forms are almost identical: counterparty (lender or investor), line of business, project, income item, organization, settlement type, account or cash desk and amount.

## Which documents exist for loans and investments

Loans and investments are accounted for with documents of the "Financing" section. They record receipt of funds from a lender or investor and their repayment.

| Document | When to create it |
|---|---|
| "Loan receipt" | the lender transferred funds to the company |
| "Loan repayment" | the company repays a loan to the lender |
| "Investment receipt" | an investor contributed funds (share capital, financial assistance) |
| "Investment return" | the company returns funds to an investor |

## Before you start

Add the lender or investor as a counterparty: **Counterparties** (directories): see [Counterparty card](https://bimpsoft.com/en/help/counterparties/counterparty-card/). You cannot create the document without a counterparty card.

## How to record a receipt or repayment

1. Open **Finance → Financing** and click **Create**.
2. Select the document: "Loan receipt", "Loan repayment", "Investment receipt" or "Investment return".
3. Fill in the main fields: "Comment" (optional), "Responsible", "Document number" (automatic or your own), "Creation date". We recommend keeping numbers and counterparty names under a single convention: it makes searching easier.
4. Select the counterparty: "Lender" for loans, "Investor" for investments.
5. Select the "[Line of business](https://bimpsoft.com/en/help/getting-started/projects-and-business-directions/)" and "Project" the operation belongs to.
6. Select the "[Income item](https://bimpsoft.com/en/help/getting-started/income-and-expense-items/)" under which the company receives the funds. For investments, the available items include "Additional paid-in capital", "Receipt of financial assistance" and "Share capital".
7. Specify the "Organization" whose account or cash desk the operation goes through.
8. In the "Payment" block, select the "Settlement type": **Non-cash** or **Cash** (for cash, the "Cash type" field appears: cash desk or card).
9. Specify the account or cash desk that receives (or is debited) the funds, and the amount. Save the document.

![Document "Investment receipt": investor sole proprietor (FOP) Odesa, line of business and project "Production PerkUpRoasters", income item "Receipt of financial assistance", non-cash settlement type, in the "Payment" block an account and an amount of 500.00 USD](https://bimpsoft.com/help/_img/64a40fd9-2df6-4a73-9a13-854c82392798.webp)

## What happens after saving

After saving, the balance of the account or cash desk changes by the document amount. The operation appears in the **Finance → Transactions** list and in the "[Cash flow](https://bimpsoft.com/en/help/reports/cash-flow-report/)" report. Investments have a separate report: [Investment settlements](https://bimpsoft.com/en/help/reports/investments-report/). A repayment that came from a bank statement is allocated with the items "Loan repayment" or "Investment return": see [Allocating bank statement transactions](https://bimpsoft.com/en/help/finance/bank-statement-processing/).

## FAQ

**Which documents do I need to account for a loan?**

"Loan receipt" when the money arrived from the lender, and "Loan repayment" when you repay it. They are created in "Finance → Financing".

**Do I need to create the lender or investor in advance?**

Yes. The card of the lender or investor counterparty must exist in the "Counterparties" section before you create the document.

**How is an investment different from a loan in Bimp?**

The document forms are almost the same; the difference is in the document name and the counterparty (lender or investor). Investments have a separate report: "Investment settlements".

**How do I record a loan repayment that was debited in a bank statement?**

In the statement allocation panel, select the item "Loan repayment" (or "Investment return"), and Bimp creates the corresponding document.